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GilesSmith Wealth Management LLP is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 709493. Registered in England. Company Number OC400213

01243 271 291 (9am—5pm Weekdays)

  • Pensions
  • Savings
  • Investments



What is investing? Investing is geared towards medium to long-term goals (i.e. five years or more). You invest your money in the hope that it will gain value in the years to come.

You might want to invest so that you have enough money when you retire, to save up for a special event or simply to gain a higher return than your typical bank or building society account. Investing can help you achieve more of your ambitious financial goals.

If you have no immediate plans for your money, you might wish to consider investing. Here’s what makes good criteria for investing:

  1. You have no plans for your money within the next 5 to 10 years
  2. You have paid off your debts (not including your mortgage)
  3. You have set aside money for emergencies
  4. You are prepared to accept that there is a risk of loss, in return for potentially greater rewards (compared with keeping your money in a traditional savings account).

However, there is always the chance that your investment will lose money. You need to accept this risk which is why investing does not suit everyone.

At GilesSmith Wealth Management this is why we take great care to ensure that this is the right option for you as an individual by preparing a comprehensive financial plan for your future goals.

Keeping things simple

Investing can be complex. However, with our award-winning technologies we can offer a complete investment strategy in one simple solution. With access to exclusive investment solutions – which are usually only reserved for high net worth individuals – we have access to a series of managed portfolios and wealth strategy fund ranges.

Simplicity is paramount. That is why each of our funds and managed portfolios is a fully-diversified investment solution. We believe that less is more when it comes to investing, and too much is plain confusing. That is why taking a focused approach to investing can reap the greatest returns.

Our Investment Approach

By working closely with our partners ‘True Potential’ we can bring you exclusive investment solutions which are normally only reserved for high net worth individuals. With close to £4 billion of assets under management on our wealth platform and more than 45,000 private clients, we know what makes a good investment strategy.

Your Investment Goals

We believe that financial goals are your future and, for us, they are the single most important step in creating your financial plan.

That is why we take the time to uncover the real reasons you are investing and produce a realistic plan that meets your needs.

So what can investing help you do?

  • Give you a nest egg. Over a period of 5 to 10 years, investing can give you higher returns on your money than the interest you would earn from a traditional savings account.
  • Give you a regular income. If you have a lump sum, certain kinds of investments can be turned into regular payments.
  • Help you beat inflation. Interest rates on cash savings do not always keep pace with inflation (i.e. the general increase in the price of goods or services). With an investment, you can reduce the long-term impact of inflation.
  • Take advantage of tax benefits. If you invest in a Stocks and Shares ISA, this can reduce the tax you need to pay on investments.

Whether you are looking to save for retirement, pay off your mortgage or you want to invest money for school fees, we can provide the map and compass to get you there.

With True Potential Wealth Management, you have a personal client site that allows you to track your progress whenever and wherever you decide. If you find yourself falling behind your goal, or want to reach your goal faster, you can use our unique impulseSave® technology to top up an ISA, TPI Pension or GIA from anywhere in the world.

The most important thing we can do for you is help you define your goals during our planning process, then enable you to track your investments against them and top up when needed.

I want to

To speak to an advisor call 01243 271 291 or make an online enquiry